NL
SEPA Member
Netherlands IBAN Format
18-character IBAN · EUR Euro · SEPA zone
A Netherlands IBAN is 18 characters long and always begins with the country code NL, followed by two check digits. The next 4 characters are the Bank Code (BIC). The remaining 10 characters identify the individual account number. The Netherlands IBAN uses the EUR (Euro) and is a <strong>SEPA member</strong>, meaning euro transfers from other SEPA countries are fast and low-cost.
Length
18
characters
Country Code
NL
ISO 3166-1
Currency
EUR
Euro
SEPA
Yes
SEPA member
Example IBAN
NL91 ABNA 0417 1643 00
NL
Country
91
Check Digits
ABNA
Bank Code (BIC)
0417164300
Account Number
IBAN Structure
| Position | Length | Field | Type |
|---|---|---|---|
| 1–2 | 2 | Country Code | a |
| 3–4 | 2 | Check Digits | n |
| 5–8 | 4 | Bank Code (BIC) | a |
| 9–18 | 10 | Account Number | n |
n = numeric only (0–9)
a = alphabetic only (A–Z)
c = alphanumeric (0–9, A–Z)
Major Banks in Netherlands
| Bank Name | Bank Code | BIC / SWIFT |
|---|---|---|
| ABN AMRO | ABNA | ABNANL2A |
| ING Bank | INGB | INGBNL2A |
| Knab | KNAB | KNABNL2H |
| Rabobank | RABO | RABONL2U |
| Triodos Bank | TRIO | TRIONL2U |
| bunq | BUNQ | BUNQNL2A |
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Quick Facts
- IBAN Length
- 18 chars
- Country Code
- NL
- Currency
- EUR
- SEPA
- Yes
- BBAN Format
- 4a10n