ES SEPA Member

Spain IBAN Format

24-character IBAN · EUR Euro · SEPA zone

A Spain IBAN is 24 characters long and always begins with the country code ES, followed by two check digits. The next 4 characters are the Bank Code (Entidad). This is followed by the Branch Code (Oficina) (4 characters). The remaining 10 characters identify the individual account number. The Spain IBAN uses the EUR (Euro) and is a <strong>SEPA member</strong>, meaning euro transfers from other SEPA countries are fast and low-cost.

Length
24
characters
Country Code
ES
ISO 3166-1
Currency
EUR
Euro
SEPA
Yes
SEPA member

Example IBAN

ES91 2100 0418 4502 0005 1332
ES Country
91 Check Digits
2100 Bank Code (Entidad)
0418 Branch Code (Oficina)
45 Check Digits (DC)
0200051332 Account Number

IBAN Structure

Position Length Field Type
1–2 2 Country Code a
3–4 2 Check Digits n
5–8 4 Bank Code (Entidad) n
9–12 4 Branch Code (Oficina) n
13–14 2 Check Digits (DC) n
15–24 10 Account Number n
n = numeric only (0–9) a = alphabetic only (A–Z) c = alphanumeric (0–9, A–Z)

Major Banks in Spain

Bank Name Bank Code BIC / SWIFT
Abanca 2080 ABNAESBB
BBVA 0182 BBVAESBB
Banco Popular 0075 POPUESPP
Banco Sabadell 0081 BSABESBB
Banco Santander 0049 BSCHESBB
Banco de Crédito Social Cooperativo 0239 BCOEESBB
Bankinter 0128 BKBKESBB
CaixaBank 2100 CAIXESBB
ING España 1465 INGDESBB
N26 Spain 1491 NTSBDEB1XXX
Revolut Spain 1550 REVOLT21

Validate a Spain IBAN

Paste a Spain IBAN below to check it.

How to Find Your Spain IBAN

Spain accounts are traditionally identified using: Bank Code / Código Entidad (4n) + Branch Code / Código Oficina (4n) + Control Digits / Dígitos de Control (2n) + Account Number / Número de Cuenta (10n). Your IBAN encodes these same components in the standardised international format.

  1. 1
    Mobile banking app — Open your bank's app, navigate to account details or "Account Info." Your IBAN is usually displayed alongside your account number. Look for a field labelled "IBAN" or "International Account Number."
  2. 2
    Bank statement — Your Spain IBAN appears in the account header of your printed or PDF bank statement, typically near the top of the first page.
  3. 3
    Online banking — Log in to your bank's website and go to "Account Details," "Account Summary," or "Profile." Most Spain banks display the IBAN prominently in account settings.
  4. 4
    Bank branch or helpline — Call your bank's customer service or visit a branch with your ID. They can provide your full IBAN instantly.

Once you have your IBAN, use the validator above to confirm it is correctly formatted before sharing it.

Sending Money to Spain

Spain is a SEPA member. From any other SEPA country, you only need the recipient's IBAN — no BIC/SWIFT required. Transfers settle within 1 business day (or instantly via SEPA Instant Credit Transfer). Fees cannot exceed what your bank charges for a domestic payment.
What to provide
  • Recipient's full name
  • IBAN (24 characters, starts with ES)
Typical transfer time
0–1 day
SEPA Credit Transfer (1 day) or SEPA Instant (<10 seconds if both banks support it)

Spain is a SEPA member. IBAN alone is sufficient for SEPA euro transfers. The traditional Spanish CCC (Código Cuenta Cliente) format maps directly to the BBAN. The 2 control digits use MOD-11 to validate the account. Spanish banks display accounts as 20-digit CCC numbers.

Compare transfer services for Spain

Specialist services typically charge significantly less than high-street banks for international transfers.

Central Bank

Banco de España

https://www.bde.es ↗