What is the Germany IBAN format?

Germany IBANs start with DE, followed by 2 check digits, then a 18-character BBAN encoding the bank code, branch code, and account number.

Germany is a SEPA member. Transfers from other SEPA countries are fast and low-cost.

DE SEPA Member

Germany IBAN Format

Q: How long is a Germany IBAN?

A Germany IBAN is 22 characters long.

22-character IBAN · EUR Euro · SEPA zone

A Germany IBAN is 22 characters long and always begins with the country code DE, followed by two check digits. The next 8 characters are the Bank Code (Bankleitzahl). The remaining 10 characters identify the individual account number. The Germany IBAN uses the EUR (Euro) and is a <strong>SEPA member</strong>, meaning euro transfers from other SEPA countries are fast and low-cost.

Length

characters

Country Code

ISO 3166-1

Currency

EUR

Euro

SEPA

Yes

SEPA member

Example IBAN

DE89 3704 0044 0532 0130 00

DE Country

89 Check Digits

37040044 Bank Code (Bankleitzahl)

0532013000 Account Number (Kontonummer)

IBAN Structure

Position	Length	Field	Type	Example Value
1–2	2	Country Code	a	DE
3–4	2	Check Digits	n	89
5–12	8	Bank Code (Bankleitzahl)	n	37040044
13–22	10	Account Number (Kontonummer)	n	0532013000

n = numeric only (0–9) a = alphabetic only (A–Z) c = alphanumeric (0–9, A–Z)

The bank code (Bankleitzahl/BLZ) is an 8-digit routing number. Germany has thousands of banks.

Major Banks in Germany

Bank Name	Bank Code	BIC / SWIFT	City
BHF-BANK	10020000	BHFBDEFF	Frankfurt
BerlinHyp	10020200	HYBEDEMM	Berlin
Berliner Volksbank	10090000	BEVODEBB	Berlin
Commerzbank	20040000	COBADEFFXXX	Frankfurt
Commerzbank Köln	37040044	COBADEFF370	Cologne
Commerzbank München	70080000	DRESDEFF700	Munich
Deutsche Bank	10070000	DEUTDEDB	Frankfurt
Deutsche Bank Düsseldorf	30070010	DEUTDEDK	Düsseldorf
Deutsche Bank Frankfurt	50070010	DEUTDEFF	Frankfurt
Deutsche Bank München	70070010	DEUTDEMM	Munich
Deutsche Bundesbank	10000000	MARKDEFF	Frankfurt
Dresdner Bank (Commerzbank)	50080000	DRESDEFF500	Frankfurt
Frankfurter Sparkasse	50050201	HELADEF1822	Frankfurt
GLS Bank	43060967	GENODEM1GLS	Bochum
Hamburger Sparkasse (Haspa)	20010020	HASPDEHHXXX	Hamburg
ING Germany	50010517	INGDDEFF	Frankfurt
Landesbank Berlin (Berlin Sparkasse)	10050000	BELADEBE	Berlin
N26	30010700	NTSBDEB1XXX	Berlin
Postbank	10010010	PBNKDEFF	Bonn
UniCredit Bank (HypoVereinsbank)	30020900	HYVEDEMM	Munich
Wise (formerly TransferWise)	10110400	TRWIBEB1XXX	Berlin

Validate a Germany IBAN

Paste a Germany IBAN below to check it.

Germany IBAN Regex Pattern

^DE\d{2}\d{8}\d{10}$

Pattern validates length, country code, check digit positions, and field character types. Does not verify the MOD-97 checksum (use the validator above for full validation).

PHP

$iban = strtoupper(str_replace(' ', '', $input));
if (!preg_match('/^DE\\d{2}\\d{8}\\d{10}$/', $iban)) {
    // Invalid Germany IBAN format
}

JavaScript

const iban = input.replace(/\s+/g, '').toUpperCase();
const pattern = /^DE\d{2}\d{8}\d{10}$/;
if (!pattern.test(iban)) {
  // Invalid Germany IBAN format
}

Python

import re
iban = input_str.replace(' ', '').upper()
pattern = r'^DE\d{2}\d{8}\d{10}$'
if not re.fullmatch(pattern, iban):
    # Invalid Germany IBAN format

These snippets check format only. For full IBAN validation including MOD-97 checksum, use a dedicated IBAN library or the validator on this page.

How to Find Your Germany IBAN

Germany accounts are traditionally identified using: Bankleitzahl / BLZ (8n) + Kontonummer (10n, zero-padded left). Your IBAN encodes these same components in the standardised international format.

1
Mobile banking app — Open your bank's app, navigate to account details or "Account Info." Your IBAN is usually displayed alongside your account number. Look for a field labelled "IBAN" or "International Account Number."
2
Bank statement — Your Germany IBAN appears in the account header of your printed or PDF bank statement, typically near the top of the first page.
3
Online banking — Log in to your bank's website and go to "Account Details," "Account Summary," or "Profile." Most Germany banks display the IBAN prominently in account settings.
4
Bank branch or helpline — Call your bank's customer service or visit a branch with your ID. They can provide your full IBAN instantly.

Once you have your IBAN, use the validator above to confirm it is correctly formatted before sharing it.

Sending Money to Germany

Germany is a SEPA member. From any other SEPA country, you only need the recipient's IBAN — no BIC/SWIFT required. Transfers settle within 1 business day (or instantly via SEPA Instant Credit Transfer). Fees cannot exceed what your bank charges for a domestic payment.

What to provide

Recipient's full name
IBAN (22 characters, starts with DE)

Typical transfer time

0–1 day

SEPA Credit Transfer (1 day) or SEPA Instant (<10 seconds if both banks support it)

Germany is a SEPA member. IBAN alone is sufficient for all euro transfers within SEPA. Germany fully migrated to IBAN in February 2014 — domestic transfers no longer accept BLZ/Kontonummer. The BLZ is an 8-digit bank routing code that identifies bank and branch together. Kontonummer is padded to 10 digits.

Compare transfer services for Germany

Specialist services typically charge significantly less than high-street banks for international transfers.

Wise — Low fees, real exchange rate ↗ Revolut — Fast transfers ↗

Central Bank

Deutsche Bundesbank

https://www.bundesbank.de ↗

← Georgia Gibraltar →

Quick Facts

IBAN Length: 22 chars
Country Code: DE
Currency: EUR
SEPA: Yes
BBAN Format: 18n
IBAN Required: mandatory
Adopted: 2001

IBAN Calculator

Convert a local Germany account number to IBAN.

Open Germany IBAN Calculator →