What is the North Macedonia IBAN format?

North Macedonia IBANs start with MK, followed by 2 check digits, then a 15-character BBAN encoding the bank code, branch code, and account number.

Is North Macedonia in SEPA?

North Macedonia is not a SEPA member. International transfer fees and timelines apply.

North Macedonia IBAN Format

Q: How long is a North Macedonia IBAN?

A North Macedonia IBAN is 19 characters long.

19-character IBAN · MKD Macedonian Denar

A North Macedonia IBAN is 19 characters long and always begins with the country code MK, followed by two check digits. The next 3 characters are the Bank Code. The remaining 10 characters identify the individual account number. The North Macedonia IBAN uses the MKD (Macedonian Denar) and is not part of the SEPA zone, so international transfer fees and timelines apply.

Length

characters

Country Code

ISO 3166-1

Currency

MKD

Macedonian Denar

SEPA

Non-SEPA

Example IBAN

MK07 2501 2000 0058 984

MK Country

07 Check Digits

250 Bank Code

1200000589 Account Number

84 National Check Digits

IBAN Structure

Position	Length	Field	Type	Example Value
1–2	2	Country Code	a	MK
3–4	2	Check Digits	n	07
5–7	3	Bank Code	n	250
8–17	10	Account Number	c	1200000589
18–19	2	National Check Digits	n	84

n = numeric only (0–9) a = alphabetic only (A–Z) c = alphanumeric (0–9, A–Z)

Validate a North Macedonia IBAN

Paste a North Macedonia IBAN below to check it.

North Macedonia IBAN Regex Pattern

^MK\d{2}\d{3}[A-Z0-9]{10}\d{2}$

Pattern validates length, country code, check digit positions, and field character types. Does not verify the MOD-97 checksum (use the validator above for full validation).

PHP

$iban = strtoupper(str_replace(' ', '', $input));
if (!preg_match('/^MK\\d{2}\\d{3}[A-Z0-9]{10}\\d{2}$/', $iban)) {
    // Invalid North Macedonia IBAN format
}

JavaScript

const iban = input.replace(/\s+/g, '').toUpperCase();
const pattern = /^MK\d{2}\d{3}[A-Z0-9]{10}\d{2}$/;
if (!pattern.test(iban)) {
  // Invalid North Macedonia IBAN format
}

Python

import re
iban = input_str.replace(' ', '').upper()
pattern = r'^MK\d{2}\d{3}[A-Z0-9]{10}\d{2}$'
if not re.fullmatch(pattern, iban):
    # Invalid North Macedonia IBAN format

These snippets check format only. For full IBAN validation including MOD-97 checksum, use a dedicated IBAN library or the validator on this page.

How to Find Your North Macedonia IBAN

North Macedonia accounts are traditionally identified using: Bank Code (3n) + Account Number (10c) + Check Digits (2n). Your IBAN encodes these same components in the standardised international format.

1
Mobile banking app — Open your bank's app, navigate to account details or "Account Info." Your IBAN is usually displayed alongside your account number. Look for a field labelled "IBAN" or "International Account Number."
2
Bank statement — Your North Macedonia IBAN appears in the account header of your printed or PDF bank statement, typically near the top of the first page.
3
Online banking — Log in to your bank's website and go to "Account Details," "Account Summary," or "Profile." Most North Macedonia banks display the IBAN prominently in account settings.
4
Bank branch or helpline — Call your bank's customer service or visit a branch with your ID. They can provide your full IBAN instantly.

Once you have your IBAN, use the validator above to confirm it is correctly formatted before sharing it.

Sending Money to North Macedonia

North Macedonia is not a SEPA member. Transfers require both an IBAN and a BIC/SWIFT code. Expect 2–5 business days and a SWIFT correspondent fee (typically $10–$40 USD via a traditional bank). Using a specialist service like Wise or Revolut can significantly reduce these fees.

What to provide

Recipient's full name
IBAN (19 characters, starts with MK)
BIC / SWIFT code
Recipient's bank address (some banks)

Typical transfer time

2–5 days

Via SWIFT network. Specialist services (Wise, Revolut) are often faster and cheaper than traditional bank wires.

North Macedonia adopted IBAN in 2003. Not a full SEPA member. Include BIC for international transfers. North Macedonia uses MKD (Macedonian Denar).

Compare transfer services for North Macedonia

Specialist services typically charge significantly less than high-street banks for international transfers.

Wise — Low fees, real exchange rate ↗ Revolut — Fast transfers ↗

Central Bank

National Bank of North Macedonia

https://www.nbrm.mk ↗

← Netherlands Norway →

Quick Facts

IBAN Length: 19 chars
Country Code: MK
Currency: MKD
SEPA: No
BBAN Format: 3n10c2n
IBAN Required: mandatory
Adopted: 2003