FR SEPA Member

France IBAN Format

27-character IBAN · EUR Euro · SEPA zone

A France IBAN is 27 characters long and always begins with the country code FR, followed by two check digits. The next 5 characters are the Bank Code. This is followed by the Branch Code (Guichet) (5 characters). The remaining 11 characters identify the individual account number. The France IBAN uses the EUR (Euro) and is a <strong>SEPA member</strong>, meaning euro transfers from other SEPA countries are fast and low-cost.

Length
27
characters
Country Code
FR
ISO 3166-1
Currency
EUR
Euro
SEPA
Yes
SEPA member

Example IBAN

FR76 3000 6000 0112 3456 7890 189
FR Country
76 Check Digits
30006 Bank Code
00001 Branch Code (Guichet)
12345678901 Account Number
89 National Check Digits (Clé RIB)

IBAN Structure

Position Length Field Type
1–2 2 Country Code a
3–4 2 Check Digits n
5–9 5 Bank Code n
10–14 5 Branch Code (Guichet) n
15–25 11 Account Number c
26–27 2 National Check Digits (Clé RIB) n
n = numeric only (0–9) a = alphabetic only (A–Z) c = alphanumeric (0–9, A–Z)

Major Banks in France

Bank Name Bank Code BIC / SWIFT
BNP Paribas 30004 BNPAFRPP
Boursorama Banque 12869 BOUSFRPP
CIC 18206 CMCIFRPP
Caisse d'Épargne 30007 CEPAFRPP
Caisse d'Épargne 10278 CEPAFRPP
Crédit Agricole 30006 AGRIFRPP
Crédit Mutuel 17569 CMCIFRPP
Crédit du Nord 40618 NORDFRPP
Fortuneo 16798 FTNOFRP1
LCL 13335 CRLYFRPP
La Banque Postale 10011 PSSTFRPP
Société Générale 30003 SOGEFRPP

Validate a France IBAN

Paste a France IBAN below to check it.

How to Find Your France IBAN

France accounts are traditionally identified using: Bank Code / Code banque (5n) + Branch Code / Code guichet (5n) + Account Number / Numéro de compte (11c) + Check Key / Clé RIB (2n). Your IBAN encodes these same components in the standardised international format.

  1. 1
    Mobile banking app — Open your bank's app, navigate to account details or "Account Info." Your IBAN is usually displayed alongside your account number. Look for a field labelled "IBAN" or "International Account Number."
  2. 2
    Bank statement — Your France IBAN appears in the account header of your printed or PDF bank statement, typically near the top of the first page.
  3. 3
    Online banking — Log in to your bank's website and go to "Account Details," "Account Summary," or "Profile." Most France banks display the IBAN prominently in account settings.
  4. 4
    Bank branch or helpline — Call your bank's customer service or visit a branch with your ID. They can provide your full IBAN instantly.

Once you have your IBAN, use the validator above to confirm it is correctly formatted before sharing it.

Sending Money to France

France is a SEPA member. From any other SEPA country, you only need the recipient's IBAN — no BIC/SWIFT required. Transfers settle within 1 business day (or instantly via SEPA Instant Credit Transfer). Fees cannot exceed what your bank charges for a domestic payment.
What to provide
  • Recipient's full name
  • IBAN (27 characters, starts with FR)
Typical transfer time
0–1 day
SEPA Credit Transfer (1 day) or SEPA Instant (<10 seconds if both banks support it)

France is a SEPA member. IBAN alone is sufficient for SEPA euro transfers. French banks traditionally displayed the RIB (Relevé d'Identité Bancaire) which encodes the same components as the BBAN. La Banque Postale accounts use bank code 20041.

Compare transfer services for France

Specialist services typically charge significantly less than high-street banks for international transfers.

Central Bank

Banque de France

https://www.banque-france.fr ↗