What is the Cyprus IBAN format?

Cyprus IBANs start with CY, followed by 2 check digits, then a 24-character BBAN encoding the bank code, branch code, and account number.

Cyprus is a SEPA member. Transfers from other SEPA countries are fast and low-cost.

CY SEPA Member

Cyprus IBAN Format

Q: How long is a Cyprus IBAN?

A Cyprus IBAN is 28 characters long.

28-character IBAN · EUR Euro · SEPA zone

A Cyprus IBAN is 28 characters long and always begins with the country code CY, followed by two check digits. The next 3 characters are the Bank Code. This is followed by the Branch Code (5 characters). The remaining 16 characters identify the individual account number. The Cyprus IBAN uses the EUR (Euro) and is a <strong>SEPA member</strong>, meaning euro transfers from other SEPA countries are fast and low-cost.

Length

characters

Country Code

ISO 3166-1

Currency

EUR

Euro

SEPA

Yes

SEPA member

Example IBAN

CY17 0020 0128 0000 0012 0052 7600

CY Country

17 Check Digits

002 Bank Code

00128 Branch Code

0000001200527600 Account Number

IBAN Structure

Position	Length	Field	Type	Example Value
1–2	2	Country Code	a	CY
3–4	2	Check Digits	n	17
5–7	3	Bank Code	n	002
8–12	5	Branch Code	n	00128
13–28	16	Account Number	c	0000001200527600

n = numeric only (0–9) a = alphabetic only (A–Z) c = alphanumeric (0–9, A–Z)

Validate a Cyprus IBAN

Paste a Cyprus IBAN below to check it.

Cyprus IBAN Regex Pattern

^CY\d{2}\d{3}\d{5}[A-Z0-9]{16}$

Pattern validates length, country code, check digit positions, and field character types. Does not verify the MOD-97 checksum (use the validator above for full validation).

PHP

$iban = strtoupper(str_replace(' ', '', $input));
if (!preg_match('/^CY\\d{2}\\d{3}\\d{5}[A-Z0-9]{16}$/', $iban)) {
    // Invalid Cyprus IBAN format
}

JavaScript

const iban = input.replace(/\s+/g, '').toUpperCase();
const pattern = /^CY\d{2}\d{3}\d{5}[A-Z0-9]{16}$/;
if (!pattern.test(iban)) {
  // Invalid Cyprus IBAN format
}

Python

import re
iban = input_str.replace(' ', '').upper()
pattern = r'^CY\d{2}\d{3}\d{5}[A-Z0-9]{16}$'
if not re.fullmatch(pattern, iban):
    # Invalid Cyprus IBAN format

These snippets check format only. For full IBAN validation including MOD-97 checksum, use a dedicated IBAN library or the validator on this page.

How to Find Your Cyprus IBAN

Cyprus accounts are traditionally identified using: Bank Code (3n) + Branch Code (5n) + Account Number (16c). Your IBAN encodes these same components in the standardised international format.

1
Mobile banking app — Open your bank's app, navigate to account details or "Account Info." Your IBAN is usually displayed alongside your account number. Look for a field labelled "IBAN" or "International Account Number."
2
Bank statement — Your Cyprus IBAN appears in the account header of your printed or PDF bank statement, typically near the top of the first page.
3
Online banking — Log in to your bank's website and go to "Account Details," "Account Summary," or "Profile." Most Cyprus banks display the IBAN prominently in account settings.
4
Bank branch or helpline — Call your bank's customer service or visit a branch with your ID. They can provide your full IBAN instantly.

Once you have your IBAN, use the validator above to confirm it is correctly formatted before sharing it.

Sending Money to Cyprus

Cyprus is a SEPA member. From any other SEPA country, you only need the recipient's IBAN — no BIC/SWIFT required. Transfers settle within 1 business day (or instantly via SEPA Instant Credit Transfer). Fees cannot exceed what your bank charges for a domestic payment.

What to provide

Recipient's full name
IBAN (28 characters, starts with CY)

Typical transfer time

0–1 day

SEPA Credit Transfer (1 day) or SEPA Instant (<10 seconds if both banks support it)

Cyprus is a SEPA member using the Euro. IBAN alone is sufficient for SEPA transfers. Cypriot IBANs are 28 characters — verify the full length when entering manually.

Compare transfer services for Cyprus

Specialist services typically charge significantly less than high-street banks for international transfers.

Wise — Low fees, real exchange rate ↗ Revolut — Fast transfers ↗

Central Bank

Central Bank of Cyprus

https://www.centralbank.cy ↗

← Croatia Czech Republic →

Quick Facts

IBAN Length: 28 chars
Country Code: CY
Currency: EUR
SEPA: Yes
BBAN Format: 8n16c
IBAN Required: mandatory
Adopted: 2007