CZ SEPA Member

Czech Republic IBAN Format

24-character IBAN · CZK Czech Koruna · SEPA zone

A Czech Republic IBAN is 24 characters long and always begins with the country code CZ, followed by two check digits. The next 4 characters are the Bank Code. The remaining 10 characters identify the individual account number. The Czech Republic IBAN uses the CZK (Czech Koruna) and is a <strong>SEPA member</strong>, meaning euro transfers from other SEPA countries are fast and low-cost.

Length
24
characters
Country Code
CZ
ISO 3166-1
Currency
CZK
Czech Koruna
SEPA
Yes
SEPA member

Example IBAN

CZ65 0800 0000 1920 0014 5399
CZ Country
65 Check Digits
0800 Bank Code
000019 Account Prefix
2000145399 Account Number

IBAN Structure

Position Length Field Type
1–2 2 Country Code a
3–4 2 Check Digits n
5–8 4 Bank Code n
9–14 6 Account Prefix n
15–24 10 Account Number n
n = numeric only (0–9) a = alphabetic only (A–Z) c = alphanumeric (0–9, A–Z)

Major Banks in Czech Republic

Bank Name Bank Code BIC / SWIFT
Air Bank 3030 AIRACZPP
Fio banka 2010 FIOBCZPP
GE Money Bank (Moneta) 0600 AGBACZPP
Komerční banka 0100 KOMBCZPP
ČSOB 0300 CEKOCZPP
Česká spořitelna 0800 GIBACZPX

Validate a Czech Republic IBAN

Paste a Czech Republic IBAN below to check it.

How to Find Your Czech Republic IBAN

Czech Republic accounts are traditionally identified using: Bank Code (4n) + Account Prefix (6n, optional) + Account Number (10n). Traditional Czech format: prefix-account/bank-code.. Your IBAN encodes these same components in the standardised international format.

  1. 1
    Mobile banking app — Open your bank's app, navigate to account details or "Account Info." Your IBAN is usually displayed alongside your account number. Look for a field labelled "IBAN" or "International Account Number."
  2. 2
    Bank statement — Your Czech Republic IBAN appears in the account header of your printed or PDF bank statement, typically near the top of the first page.
  3. 3
    Online banking — Log in to your bank's website and go to "Account Details," "Account Summary," or "Profile." Most Czech Republic banks display the IBAN prominently in account settings.
  4. 4
    Bank branch or helpline — Call your bank's customer service or visit a branch with your ID. They can provide your full IBAN instantly.

Once you have your IBAN, use the validator above to confirm it is correctly formatted before sharing it.

Sending Money to Czech Republic

Czech Republic is a SEPA member. From any other SEPA country, you only need the recipient's IBAN — no BIC/SWIFT required. Transfers settle within 1 business day (or instantly via SEPA Instant Credit Transfer). Fees cannot exceed what your bank charges for a domestic payment.
What to provide
  • Recipient's full name
  • IBAN (24 characters, starts with CZ)
Typical transfer time
0–1 day
SEPA Credit Transfer (1 day) or SEPA Instant (<10 seconds if both banks support it)

Czech Republic is a SEPA member but uses CZK (Czech Koruna), not the Euro. SEPA transfers in EUR are supported. The IBAN encodes the bank code, optional prefix, and account number. Domestic Czech accounts are often shown as "prefix-account/bank-code" (e.g., 19-2000145399/0800).

Compare transfer services for Czech Republic

Specialist services typically charge significantly less than high-street banks for international transfers.

Central Bank

Czech National Bank

https://www.cnb.cz ↗