What is the Belgium IBAN format?

Belgium IBANs start with BE, followed by 2 check digits, then a 12-character BBAN encoding the bank code, branch code, and account number.

Belgium is a SEPA member. Transfers from other SEPA countries are fast and low-cost.

BE SEPA Member

Belgium IBAN Format

Q: How long is a Belgium IBAN?

A Belgium IBAN is 16 characters long.

16-character IBAN · EUR Euro · SEPA zone

A Belgium IBAN is 16 characters long and always begins with the country code BE, followed by two check digits. The next 3 characters are the Bank Code. The remaining 7 characters identify the individual account number. The Belgium IBAN uses the EUR (Euro) and is a <strong>SEPA member</strong>, meaning euro transfers from other SEPA countries are fast and low-cost.

Length

characters

Country Code

ISO 3166-1

Currency

EUR

Euro

SEPA

Yes

SEPA member

Example IBAN

BE68 5390 0754 7034

BE Country

68 Check Digits

539 Bank Code

0075470 Account Number

34 National Check Digits

IBAN Structure

Position	Length	Field	Type	Example Value
1–2	2	Country Code	a	BE
3–4	2	Check Digits	n	68
5–7	3	Bank Code	n	539
8–14	7	Account Number	n	0075470
15–16	2	National Check Digits	n	34

n = numeric only (0–9) a = alphabetic only (A–Z) c = alphanumeric (0–9, A–Z)

Major Banks in Belgium

Bank Name	Bank Code	BIC / SWIFT	City
Argenta	063	ARSPBE22	Antwerp
BNP Paribas Fortis	539	GEBABEBB	Brussels
Belfius Bank	068	GKCCBEBB	Brussels
Crelan	196	NICABEBB	Brussels
ING Belgium	725	BBRUBEBB	Brussels
KBC Bank	013	KREDBEBB	Brussels
Revolut Belgium	979	REVOLT21	Brussels

Validate a Belgium IBAN

Paste a Belgium IBAN below to check it.

Belgium IBAN Regex Pattern

^BE\d{2}\d{3}\d{7}\d{2}$

Pattern validates length, country code, check digit positions, and field character types. Does not verify the MOD-97 checksum (use the validator above for full validation).

PHP

$iban = strtoupper(str_replace(' ', '', $input));
if (!preg_match('/^BE\\d{2}\\d{3}\\d{7}\\d{2}$/', $iban)) {
    // Invalid Belgium IBAN format
}

JavaScript

const iban = input.replace(/\s+/g, '').toUpperCase();
const pattern = /^BE\d{2}\d{3}\d{7}\d{2}$/;
if (!pattern.test(iban)) {
  // Invalid Belgium IBAN format
}

Python

import re
iban = input_str.replace(' ', '').upper()
pattern = r'^BE\d{2}\d{3}\d{7}\d{2}$'
if not re.fullmatch(pattern, iban):
    # Invalid Belgium IBAN format

These snippets check format only. For full IBAN validation including MOD-97 checksum, use a dedicated IBAN library or the validator on this page.

How to Find Your Belgium IBAN

Belgium accounts are traditionally identified using: Bank Code (3n) + Account Number (7n) + Check Digits (2n). Belgian account numbers are written as XXX-XXXXXXX-XX.. Your IBAN encodes these same components in the standardised international format.

1
Mobile banking app — Open your bank's app, navigate to account details or "Account Info." Your IBAN is usually displayed alongside your account number. Look for a field labelled "IBAN" or "International Account Number."
2
Bank statement — Your Belgium IBAN appears in the account header of your printed or PDF bank statement, typically near the top of the first page.
3
Online banking — Log in to your bank's website and go to "Account Details," "Account Summary," or "Profile." Most Belgium banks display the IBAN prominently in account settings.
4
Bank branch or helpline — Call your bank's customer service or visit a branch with your ID. They can provide your full IBAN instantly.

Once you have your IBAN, use the validator above to confirm it is correctly formatted before sharing it.

Sending Money to Belgium

Belgium is a SEPA member. From any other SEPA country, you only need the recipient's IBAN — no BIC/SWIFT required. Transfers settle within 1 business day (or instantly via SEPA Instant Credit Transfer). Fees cannot exceed what your bank charges for a domestic payment.

What to provide

Recipient's full name
IBAN (16 characters, starts with BE)

Typical transfer time

0–1 day

SEPA Credit Transfer (1 day) or SEPA Instant (<10 seconds if both banks support it)

Belgium is a SEPA member. IBAN alone is sufficient for euro SEPA transfers. The two trailing digits are a national MOD-97 check. Belgian IBAN is structurally simple at only 16 characters.

Compare transfer services for Belgium

Specialist services typically charge significantly less than high-street banks for international transfers.

Wise — Low fees, real exchange rate ↗ Revolut — Fast transfers ↗

Central Bank

National Bank of Belgium

https://www.nbb.be ↗

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Quick Facts

IBAN Length: 16 chars
Country Code: BE
Currency: EUR
SEPA: Yes
BBAN Format: 12n
IBAN Required: mandatory
Adopted: 2001