What is the Bosnia and Herzegovina IBAN format?

Bosnia and Herzegovina IBANs start with BA, followed by 2 check digits, then a 16-character BBAN encoding the bank code, branch code, and account number.

Is Bosnia and Herzegovina in SEPA?

Bosnia and Herzegovina is not a SEPA member. International transfer fees and timelines apply.

Bosnia and Herzegovina IBAN Format

Q: How long is a Bosnia and Herzegovina IBAN?

A Bosnia and Herzegovina IBAN is 20 characters long.

20-character IBAN · BAM Bosnia and Herzegovina Convertible Mark

A Bosnia and Herzegovina IBAN is 20 characters long and always begins with the country code BA, followed by two check digits. The next 3 characters are the Bank Code. This is followed by the Branch Code (3 characters). The remaining 8 characters identify the individual account number. The Bosnia and Herzegovina IBAN uses the BAM (Bosnia and Herzegovina Convertible Mark) and is not part of the SEPA zone, so international transfer fees and timelines apply.

Length

characters

Country Code

ISO 3166-1

Currency

BAM

Bosnia and Herzegovina Convertible Mark

SEPA

Non-SEPA

Example IBAN

BA39 1290 0794 0102 8494

BA Country

39 Check Digits

129 Bank Code

007 Branch Code

94010284 Account Number

94 National Check Digits

IBAN Structure

Position	Length	Field	Type	Example Value
1–2	2	Country Code	a	BA
3–4	2	Check Digits	n	39
5–7	3	Bank Code	n	129
8–10	3	Branch Code	n	007
11–18	8	Account Number	n	94010284
19–20	2	National Check Digits	n	94

n = numeric only (0–9) a = alphabetic only (A–Z) c = alphanumeric (0–9, A–Z)

Validate a Bosnia and Herzegovina IBAN

Paste a Bosnia and Herzegovina IBAN below to check it.

Bosnia and Herzegovina IBAN Regex Pattern

^BA\d{2}\d{3}\d{3}\d{8}\d{2}$

Pattern validates length, country code, check digit positions, and field character types. Does not verify the MOD-97 checksum (use the validator above for full validation).

PHP

$iban = strtoupper(str_replace(' ', '', $input));
if (!preg_match('/^BA\\d{2}\\d{3}\\d{3}\\d{8}\\d{2}$/', $iban)) {
    // Invalid Bosnia and Herzegovina IBAN format
}

JavaScript

const iban = input.replace(/\s+/g, '').toUpperCase();
const pattern = /^BA\d{2}\d{3}\d{3}\d{8}\d{2}$/;
if (!pattern.test(iban)) {
  // Invalid Bosnia and Herzegovina IBAN format
}

Python

import re
iban = input_str.replace(' ', '').upper()
pattern = r'^BA\d{2}\d{3}\d{3}\d{8}\d{2}$'
if not re.fullmatch(pattern, iban):
    # Invalid Bosnia and Herzegovina IBAN format

These snippets check format only. For full IBAN validation including MOD-97 checksum, use a dedicated IBAN library or the validator on this page.

How to Find Your Bosnia and Herzegovina IBAN

Bosnia and Herzegovina accounts are traditionally identified using: Bank Code (3n) + Branch Code (3n) + Account Number (8n) + Check Digits (2n). Your IBAN encodes these same components in the standardised international format.

1
Mobile banking app — Open your bank's app, navigate to account details or "Account Info." Your IBAN is usually displayed alongside your account number. Look for a field labelled "IBAN" or "International Account Number."
2
Bank statement — Your Bosnia and Herzegovina IBAN appears in the account header of your printed or PDF bank statement, typically near the top of the first page.
3
Online banking — Log in to your bank's website and go to "Account Details," "Account Summary," or "Profile." Most Bosnia and Herzegovina banks display the IBAN prominently in account settings.
4
Bank branch or helpline — Call your bank's customer service or visit a branch with your ID. They can provide your full IBAN instantly.

Once you have your IBAN, use the validator above to confirm it is correctly formatted before sharing it.

Sending Money to Bosnia and Herzegovina

Bosnia and Herzegovina is not a SEPA member. Transfers require both an IBAN and a BIC/SWIFT code. Expect 2–5 business days and a SWIFT correspondent fee (typically $10–$40 USD via a traditional bank). Using a specialist service like Wise or Revolut can significantly reduce these fees.

What to provide

Recipient's full name
IBAN (20 characters, starts with BA)
BIC / SWIFT code
Recipient's bank address (some banks)

Typical transfer time

2–5 days

Via SWIFT network. Specialist services (Wise, Revolut) are often faster and cheaper than traditional bank wires.

Bosnia and Herzegovina is not SEPA. Include BIC for all international transfers. The entity (Federation vs Republika Srpska) does not affect the IBAN format.

Compare transfer services for Bosnia and Herzegovina

Specialist services typically charge significantly less than high-street banks for international transfers.

Wise — Low fees, real exchange rate ↗ Revolut — Fast transfers ↗

Central Bank

Central Bank of Bosnia and Herzegovina

https://www.cbbh.ba ↗

← Belgium Brazil →

Quick Facts

IBAN Length: 20 chars
Country Code: BA
Currency: BAM
SEPA: No
BBAN Format: 16n
IBAN Required: mandatory
Adopted: 2012