April 29, 2026

Italy IBAN Format: The Complete Guide

Italian IBANs are 27 characters and include a 1-character CIN code, 5-digit ABI bank code, 5-digit CAB branch code, and 12-character account number.

Italian IBAN Structure

An Italian IBAN is always 27 characters long:

  • IT — country code
  • XX — 2 check digits
  • X — 1 CIN check character
  • XXXXX — 5-digit ABI bank code
  • XXXXX — 5-digit CAB branch code
  • XXXXXXXXXXXX — 12-character account number (BBAN)

Example: IT60 X054 2811 1010 0000 0123 456

View the full Italy IBAN format page for the annotated breakdown.

The CIN Character

Italy includes a single CIN (Codice di Controllo) check character before the bank code. This is a national check separate from the IBAN's MOD-97 check digits, calculated from the ABI, CAB, and account number using Italian banking standard tables.

Major Italian Banks

Intesa Sanpaolo uses ABI code 03069; UniCredit uses 02008; Banco BPM uses 05034.