IT SEPA Member

Italy IBAN Format

27-character IBAN · EUR Euro · SEPA zone

A Italy IBAN is 27 characters long and always begins with the country code IT, followed by two check digits. The next 5 characters are the Bank Code (ABI). This is followed by the Branch Code (CAB) (5 characters). The remaining 12 characters identify the individual account number. The Italy IBAN uses the EUR (Euro) and is a <strong>SEPA member</strong>, meaning euro transfers from other SEPA countries are fast and low-cost.

Length
27
characters
Country Code
IT
ISO 3166-1
Currency
EUR
Euro
SEPA
Yes
SEPA member

Example IBAN

IT60 X054 2811 1010 0000 0123 456
IT Country
60 Check Digits
X Check Character (CIN)
05428 Bank Code (ABI)
11101 Branch Code (CAB)
000000123456 Account Number (Numero di C/C)

IBAN Structure

Position Length Field Type
1–2 2 Country Code a
3–4 2 Check Digits n
5–5 1 Check Character (CIN) a
6–10 5 Bank Code (ABI) n
11–15 5 Branch Code (CAB) n
16–27 12 Account Number (Numero di C/C) c
n = numeric only (0–9) a = alphabetic only (A–Z) c = alphanumeric (0–9, A–Z)

Major Banks in Italy

Bank Name Bank Code BIC / SWIFT
BPER Banca 03111 BPERII22
Banco BPM 03069 BAPPIT21
Banco Popolare 05696 BAPPIT21000
Credito Emiliano (Credem) 03268 BACRIT22
Fineco Bank 07601 FINEITMM
Intesa Sanpaolo 01030 BCITITMM
Mediobanca 06230 MDBICITM
Monte dei Paschi di Siena 05034 PASCITMM
UniCredit 02008 UNCRITMM

Validate a Italy IBAN

Paste a Italy IBAN below to check it.

How to Find Your Italy IBAN

Italy accounts are traditionally identified using: Check Character (1a) + Bank Code / ABI Code (5n) + Branch Code / CAB Code (5n) + Account Number (12c). Your IBAN encodes these same components in the standardised international format.

  1. 1
    Mobile banking app — Open your bank's app, navigate to account details or "Account Info." Your IBAN is usually displayed alongside your account number. Look for a field labelled "IBAN" or "International Account Number."
  2. 2
    Bank statement — Your Italy IBAN appears in the account header of your printed or PDF bank statement, typically near the top of the first page.
  3. 3
    Online banking — Log in to your bank's website and go to "Account Details," "Account Summary," or "Profile." Most Italy banks display the IBAN prominently in account settings.
  4. 4
    Bank branch or helpline — Call your bank's customer service or visit a branch with your ID. They can provide your full IBAN instantly.

Once you have your IBAN, use the validator above to confirm it is correctly formatted before sharing it.

Sending Money to Italy

Italy is a SEPA member. From any other SEPA country, you only need the recipient's IBAN — no BIC/SWIFT required. Transfers settle within 1 business day (or instantly via SEPA Instant Credit Transfer). Fees cannot exceed what your bank charges for a domestic payment.
What to provide
  • Recipient's full name
  • IBAN (27 characters, starts with IT)
Typical transfer time
0–1 day
SEPA Credit Transfer (1 day) or SEPA Instant (<10 seconds if both banks support it)

Italy is a SEPA member. IBAN alone is sufficient for SEPA euro transfers. The Italian IBAN includes a CIN (Codice di Controllo) check character at position 5 that validates the BBAN. The traditional Italian format was CIN + ABI + CAB + Conto Corrente.

Compare transfer services for Italy

Specialist services typically charge significantly less than high-street banks for international transfers.

Central Bank

Banca d'Italia

https://www.bancaditalia.it ↗