May 27, 2026
Austria IBAN Format Explained
Austrian IBANs are 20 characters and include a 5-digit bank code and 11-digit account number. Austria is a founding SEPA member.
Austrian IBAN Structure
An Austrian IBAN is always 20 characters long:
- AT — country code
- XX — 2 check digits
- XXXXX — 5-digit bank code (Bankleitzahl)
- XXXXXXXXXXX — 11-digit account number
Example: AT61 1904 3002 3457 3201
View the full Austria IBAN format page.
Austrian Bank Codes
Erste Bank uses code 20111; Raiffeisen Bank International uses 31000; UniCredit Bank Austria uses 12000. These 5-digit codes appear in positions 5–9 of every Austrian IBAN.
Austria and SEPA
Austria is a core SEPA member and uses the euro. All domestic transfers in Austria use IBANs and are processed as SEPA Credit Transfers.