AT SEPA Member

Austria IBAN Format

20-character IBAN · EUR Euro · SEPA zone

A Austria IBAN is 20 characters long and always begins with the country code AT, followed by two check digits. The next 5 characters are the Bank Code. The remaining 11 characters identify the individual account number. The Austria IBAN uses the EUR (Euro) and is a <strong>SEPA member</strong>, meaning euro transfers from other SEPA countries are fast and low-cost.

Length
20
characters
Country Code
AT
ISO 3166-1
Currency
EUR
Euro
SEPA
Yes
SEPA member

Example IBAN

AT61 1904 3002 3457 3201
AT Country
61 Check Digits
19043 Bank Code
00234573201 Account Number

IBAN Structure

Position Length Field Type
1–2 2 Country Code a
3–4 2 Check Digits n
5–9 5 Bank Code n
10–20 11 Account Number n
n = numeric only (0–9) a = alphabetic only (A–Z) c = alphanumeric (0–9, A–Z)

Major Banks in Austria

Bank Name Bank Code BIC / SWIFT
BAWAG P.S.K. 19200 BAWAATWW
Bank Austria (UniCredit) 12000 BKAUATWW
Erste Bank 20111 GIBAATWW
Hypo Tirol Bank 14000 HYPTAT22
N26 Austria 18190 NTSBDEB1XXX
Raiffeisen Bank International 32000 RZOOAT2L
Volksbank Wien 43000 VBOEATWW

Validate a Austria IBAN

Paste a Austria IBAN below to check it.

How to Find Your Austria IBAN

Austria accounts are traditionally identified using: Bankleitzahl / BLZ (5n) + Kontonummer / Account Number (11n). Your IBAN encodes these same components in the standardised international format.

  1. 1
    Mobile banking app — Open your bank's app, navigate to account details or "Account Info." Your IBAN is usually displayed alongside your account number. Look for a field labelled "IBAN" or "International Account Number."
  2. 2
    Bank statement — Your Austria IBAN appears in the account header of your printed or PDF bank statement, typically near the top of the first page.
  3. 3
    Online banking — Log in to your bank's website and go to "Account Details," "Account Summary," or "Profile." Most Austria banks display the IBAN prominently in account settings.
  4. 4
    Bank branch or helpline — Call your bank's customer service or visit a branch with your ID. They can provide your full IBAN instantly.

Once you have your IBAN, use the validator above to confirm it is correctly formatted before sharing it.

Sending Money to Austria

Austria is a SEPA member. From any other SEPA country, you only need the recipient's IBAN — no BIC/SWIFT required. Transfers settle within 1 business day (or instantly via SEPA Instant Credit Transfer). Fees cannot exceed what your bank charges for a domestic payment.
What to provide
  • Recipient's full name
  • IBAN (20 characters, starts with AT)
Typical transfer time
0–1 day
SEPA Credit Transfer (1 day) or SEPA Instant (<10 seconds if both banks support it)

Austria is a SEPA member. IBAN alone is sufficient for euro transfers within SEPA. Domestic Austrian transfers have used IBAN exclusively since 2014. The BLZ identifies the bank; the Kontonummer is padded to 11 digits.

Compare transfer services for Austria

Specialist services typically charge significantly less than high-street banks for international transfers.

Central Bank

Oesterreichische Nationalbank

https://www.oenb.at ↗