What is the Saint Lucia IBAN format?

Saint Lucia IBANs start with LC, followed by 2 check digits, then a 28-character BBAN encoding the bank code, branch code, and account number.

Is Saint Lucia in SEPA?

Saint Lucia is not a SEPA member. International transfer fees and timelines apply.

Saint Lucia IBAN Format

Q: How long is a Saint Lucia IBAN?

A Saint Lucia IBAN is 32 characters long.

32-character IBAN · XCD East Caribbean Dollar

A Saint Lucia IBAN is 32 characters long and always begins with the country code LC, followed by two check digits. The next 4 characters are the Bank Code. The remaining 24 characters identify the individual account number. The Saint Lucia IBAN uses the XCD (East Caribbean Dollar) and is not part of the SEPA zone, so international transfer fees and timelines apply.

Length

characters

Country Code

ISO 3166-1

Currency

XCD

East Caribbean Dollar

SEPA

Non-SEPA

Example IBAN

LC55 HEMM 0001 0001 0012 0012 0002 3015

LC Country

55 Check Digits

HEMM Bank Code

000100010012001200023015 Account Number

IBAN Structure

Position	Length	Field	Type	Example Value
1–2	2	Country Code	a	LC
3–4	2	Check Digits	n	55
5–8	4	Bank Code	a	HEMM
9–32	24	Account Number	c	000100010012001200023015

n = numeric only (0–9) a = alphabetic only (A–Z) c = alphanumeric (0–9, A–Z)

Validate a Saint Lucia IBAN

Paste a Saint Lucia IBAN below to check it.

Saint Lucia IBAN Regex Pattern

^LC\d{2}[A-Z]{4}[A-Z0-9]{24}$

Pattern validates length, country code, check digit positions, and field character types. Does not verify the MOD-97 checksum (use the validator above for full validation).

PHP

$iban = strtoupper(str_replace(' ', '', $input));
if (!preg_match('/^LC\\d{2}[A-Z]{4}[A-Z0-9]{24}$/', $iban)) {
    // Invalid Saint Lucia IBAN format
}

JavaScript

const iban = input.replace(/\s+/g, '').toUpperCase();
const pattern = /^LC\d{2}[A-Z]{4}[A-Z0-9]{24}$/;
if (!pattern.test(iban)) {
  // Invalid Saint Lucia IBAN format
}

Python

import re
iban = input_str.replace(' ', '').upper()
pattern = r'^LC\d{2}[A-Z]{4}[A-Z0-9]{24}$'
if not re.fullmatch(pattern, iban):
    # Invalid Saint Lucia IBAN format

These snippets check format only. For full IBAN validation including MOD-97 checksum, use a dedicated IBAN library or the validator on this page.

How to Find Your Saint Lucia IBAN

1
Mobile banking app — Open your bank's app, navigate to account details or "Account Info." Your IBAN is usually displayed alongside your account number. Look for a field labelled "IBAN" or "International Account Number."
2
Bank statement — Your Saint Lucia IBAN appears in the account header of your printed or PDF bank statement, typically near the top of the first page.
3
Online banking — Log in to your bank's website and go to "Account Details," "Account Summary," or "Profile." Most Saint Lucia banks display the IBAN prominently in account settings.
4
Bank branch or helpline — Call your bank's customer service or visit a branch with your ID. They can provide your full IBAN instantly.

Once you have your IBAN, use the validator above to confirm it is correctly formatted before sharing it.

Sending Money to Saint Lucia

Saint Lucia is not a SEPA member. Transfers require both an IBAN and a BIC/SWIFT code. Expect 2–5 business days and a SWIFT correspondent fee (typically $10–$40 USD via a traditional bank). Using a specialist service like Wise or Revolut can significantly reduce these fees.

What to provide

Recipient's full name
IBAN (32 characters, starts with LC)
BIC / SWIFT code
Recipient's bank address (some banks)

Typical transfer time

2–5 days

Via SWIFT network. Specialist services (Wise, Revolut) are often faster and cheaper than traditional bank wires.

Compare transfer services for Saint Lucia

Specialist services typically charge significantly less than high-street banks for international transfers.

Wise — Low fees, real exchange rate ↗ Revolut — Fast transfers ↗

Central Bank

Eastern Caribbean Central Bank

https://www.eccb-centralbank.org ↗

← Russia San Marino →

Quick Facts

IBAN Length: 32 chars
Country Code: LC
Currency: XCD
SEPA: No
BBAN Format: 4a24c