RU

Russia IBAN Format

33-character IBAN · RUB Russian Ruble

A Russia IBAN is 33 characters long and always begins with the country code RU, followed by two check digits. The next 9 characters are the BIK (Bank Code). This is followed by the Branch Code (5 characters). The remaining 15 characters identify the individual account number. The Russia IBAN uses the RUB (Russian Ruble) and is not part of the SEPA zone, so international transfer fees and timelines apply.

Length
33
characters
Country Code
RU
ISO 3166-1
Currency
RUB
Russian Ruble
SEPA
No
Non-SEPA

Example IBAN

RU02 0445 2560 0407 0281 0412 3456 7890 1
RU Country
02 Check Digits
044525600 BIK (Bank Code)
40702 Branch Code
810412345678901 Account Number

IBAN Structure

Position Length Field Type
1–2 2 Country Code a
3–4 2 Check Digits n
5–13 9 BIK (Bank Code) n
14–18 5 Branch Code n
19–33 15 Account Number c
n = numeric only (0–9) a = alphabetic only (A–Z) c = alphanumeric (0–9, A–Z)

Russia adopted IBAN in 2022.

Validate a Russia IBAN

Paste a Russia IBAN below to check it.

How to Find Your Russia IBAN

Russia accounts are traditionally identified using: Bank Code (9n) + Account Number (15n). Your IBAN encodes these same components in the standardised international format.

  1. 1
    Mobile banking app — Open your bank's app, navigate to account details or "Account Info." Your IBAN is usually displayed alongside your account number. Look for a field labelled "IBAN" or "International Account Number."
  2. 2
    Bank statement — Your Russia IBAN appears in the account header of your printed or PDF bank statement, typically near the top of the first page.
  3. 3
    Online banking — Log in to your bank's website and go to "Account Details," "Account Summary," or "Profile." Most Russia banks display the IBAN prominently in account settings.
  4. 4
    Bank branch or helpline — Call your bank's customer service or visit a branch with your ID. They can provide your full IBAN instantly.

Once you have your IBAN, use the validator above to confirm it is correctly formatted before sharing it.

Sending Money to Russia

Russia is not a SEPA member. Transfers require both an IBAN and a BIC/SWIFT code. Expect 2–5 business days and a SWIFT correspondent fee (typically $10–$40 USD via a traditional bank). Using a specialist service like Wise or Revolut can significantly reduce these fees.
What to provide
  • Recipient's full name
  • IBAN (33 characters, starts with RU)
  • BIC / SWIFT code
  • Recipient's bank address (some banks)
Typical transfer time
2–5 days
Via SWIFT network. Specialist services (Wise, Revolut) are often faster and cheaper than traditional bank wires.

Russia adopted IBAN in 2019 but its use for international transfers is severely restricted due to SWIFT sanctions. Not SEPA. Domestic Russian transfers continue to use the BIK routing code system.

Compare transfer services for Russia

Specialist services typically charge significantly less than high-street banks for international transfers.

Central Bank

Bank of Russia

https://www.cbr.ru ↗