What is the Moldova IBAN format?

Moldova IBANs start with MD, followed by 2 check digits, then a 20-character BBAN encoding the bank code, branch code, and account number.

Moldova is not a SEPA member. International transfer fees and timelines apply.

Moldova IBAN Format

Q: How long is a Moldova IBAN?

A Moldova IBAN is 24 characters long.

24-character IBAN · MDL Moldovan Leu

A Moldova IBAN is 24 characters long and always begins with the country code MD, followed by two check digits. The next 2 characters are the Bank Code. The remaining 18 characters identify the individual account number. The Moldova IBAN uses the MDL (Moldovan Leu) and is not part of the SEPA zone, so international transfer fees and timelines apply.

Length

characters

Country Code

ISO 3166-1

Currency

MDL

Moldovan Leu

SEPA

Non-SEPA

Example IBAN

MD24 AG00 0225 1000 1310 4168

MD Country

24 Check Digits

AG Bank Code

000225100013104168 Account Number

IBAN Structure

Position	Length	Field	Type	Example Value
1–2	2	Country Code	a	MD
3–4	2	Check Digits	n	24
5–6	2	Bank Code	c	AG
7–24	18	Account Number	c	000225100013104168

n = numeric only (0–9) a = alphabetic only (A–Z) c = alphanumeric (0–9, A–Z)

Validate a Moldova IBAN

Paste a Moldova IBAN below to check it.

Moldova IBAN Regex Pattern

^MD\d{2}[A-Z0-9]{2}[A-Z0-9]{18}$

Pattern validates length, country code, check digit positions, and field character types. Does not verify the MOD-97 checksum (use the validator above for full validation).

PHP

$iban = strtoupper(str_replace(' ', '', $input));
if (!preg_match('/^MD\\d{2}[A-Z0-9]{2}[A-Z0-9]{18}$/', $iban)) {
    // Invalid Moldova IBAN format
}

JavaScript

const iban = input.replace(/\s+/g, '').toUpperCase();
const pattern = /^MD\d{2}[A-Z0-9]{2}[A-Z0-9]{18}$/;
if (!pattern.test(iban)) {
  // Invalid Moldova IBAN format
}

Python

import re
iban = input_str.replace(' ', '').upper()
pattern = r'^MD\d{2}[A-Z0-9]{2}[A-Z0-9]{18}$'
if not re.fullmatch(pattern, iban):
    # Invalid Moldova IBAN format

These snippets check format only. For full IBAN validation including MOD-97 checksum, use a dedicated IBAN library or the validator on this page.

How to Find Your Moldova IBAN

Moldova accounts are traditionally identified using: Bank Code (2c) + Account Number (18c). Your IBAN encodes these same components in the standardised international format.

1
Mobile banking app — Open your bank's app, navigate to account details or "Account Info." Your IBAN is usually displayed alongside your account number. Look for a field labelled "IBAN" or "International Account Number."
2
Bank statement — Your Moldova IBAN appears in the account header of your printed or PDF bank statement, typically near the top of the first page.
3
Online banking — Log in to your bank's website and go to "Account Details," "Account Summary," or "Profile." Most Moldova banks display the IBAN prominently in account settings.
4
Bank branch or helpline — Call your bank's customer service or visit a branch with your ID. They can provide your full IBAN instantly.

Once you have your IBAN, use the validator above to confirm it is correctly formatted before sharing it.

Sending Money to Moldova

Moldova is not a SEPA member. Transfers require both an IBAN and a BIC/SWIFT code. Expect 2–5 business days and a SWIFT correspondent fee (typically $10–$40 USD via a traditional bank). Using a specialist service like Wise or Revolut can significantly reduce these fees.

What to provide

Recipient's full name
IBAN (24 characters, starts with MD)
BIC / SWIFT code
Recipient's bank address (some banks)

Typical transfer time

2–5 days

Via SWIFT network. Specialist services (Wise, Revolut) are often faster and cheaper than traditional bank wires.

Moldova adopted IBAN in 2011. Not SEPA. Always include BIC. Moldova uses MDL (Moldovan Leu). Some banks also operate in the breakaway region of Transnistria which uses a different system.

Compare transfer services for Moldova

Specialist services typically charge significantly less than high-street banks for international transfers.

Wise — Low fees, real exchange rate ↗ Revolut — Fast transfers ↗

Central Bank

National Bank of Moldova

https://www.bnm.md ↗

← Mauritius Monaco →

Quick Facts

IBAN Length: 24 chars
Country Code: MD
Currency: MDL
SEPA: No
BBAN Format: 2c18c
IBAN Required: mandatory
Adopted: 2011