What is the Kosovo IBAN format?

Kosovo IBANs start with XK, followed by 2 check digits, then a 16-character BBAN encoding the bank code, branch code, and account number.

Kosovo is not a SEPA member. International transfer fees and timelines apply.

Kosovo IBAN Format

Q: How long is a Kosovo IBAN?

A Kosovo IBAN is 20 characters long.

20-character IBAN · EUR Euro

A Kosovo IBAN is 20 characters long and always begins with the country code XK, followed by two check digits. The next 2 characters are the Bank Code. This is followed by the Branch Code (2 characters). The remaining 10 characters identify the individual account number. The Kosovo IBAN uses the EUR (Euro) and is not part of the SEPA zone, so international transfer fees and timelines apply.

Length

characters

Country Code

ISO 3166-1

Currency

EUR

Euro

SEPA

Non-SEPA

Example IBAN

XK05 1212 0123 4567 8906

XK Country

05 Check Digits

12 Bank Code

12 Branch Code

0123456789 Account Number

06 Check Digits

IBAN Structure

Position	Length	Field	Type	Example Value
1–2	2	Country Code	a	XK
3–4	2	Check Digits	n	05
5–6	2	Bank Code	n	12
7–8	2	Branch Code	n	12
9–18	10	Account Number	n	0123456789
19–20	2	Check Digits	n	06

n = numeric only (0–9) a = alphabetic only (A–Z) c = alphanumeric (0–9, A–Z)

XK is a user-assigned ISO 3166-1 alpha-2 code for Kosovo, not officially assigned.

Validate a Kosovo IBAN

Paste a Kosovo IBAN below to check it.

Central Bank

Central Bank of Kosovo

https://www.bqk-kos.org ↗

← Kazakhstan Kuwait →

Quick Facts

IBAN Length: 20 chars
Country Code: XK
Currency: EUR
SEPA: No
BBAN Format: 4n10n2n