HU SEPA Member

Hungary IBAN Format

28-character IBAN · HUF Hungarian Forint · SEPA zone

A Hungary IBAN is 28 characters long and always begins with the country code HU, followed by two check digits. The next 3 characters are the Bank Code. This is followed by the Branch Code (4 characters). The remaining 15 characters identify the individual account number. The Hungary IBAN uses the HUF (Hungarian Forint) and is a <strong>SEPA member</strong>, meaning euro transfers from other SEPA countries are fast and low-cost.

Length
28
characters
Country Code
HU
ISO 3166-1
Currency
HUF
Hungarian Forint
SEPA
Yes
SEPA member

Example IBAN

HU42 1177 3016 1111 1018 0000 0000
HU Country
42 Check Digits
117 Bank Code
7301 Branch Code
6 Check Digit
111110180000000 Account Number
0 Check Digit

IBAN Structure

Position Length Field Type
1–2 2 Country Code a
3–4 2 Check Digits n
5–7 3 Bank Code n
8–11 4 Branch Code n
12–12 1 Check Digit n
13–27 15 Account Number n
28–28 1 Check Digit n
n = numeric only (0–9) a = alphabetic only (A–Z) c = alphanumeric (0–9, A–Z)

Major Banks in Hungary

Bank Name Bank Code BIC / SWIFT
Budapest Bank (MKB) 103 BUDAHUHB
K&H Bank 104 OKHBHUHB
OTP Bank 117 OTPVHUHB
Raiffeisen Bank Hungary 120 UBRTHUHB
UniCredit Bank Hungary 116 BACXHUHB

Validate a Hungary IBAN

Paste a Hungary IBAN below to check it.

How to Find Your Hungary IBAN

Hungary accounts are traditionally identified using: Bank Code (3n) + Branch Code (4n) + Account Type (1n) + Account Number (15n) + Check Digit (1n). Your IBAN encodes these same components in the standardised international format.

  1. 1
    Mobile banking app — Open your bank's app, navigate to account details or "Account Info." Your IBAN is usually displayed alongside your account number. Look for a field labelled "IBAN" or "International Account Number."
  2. 2
    Bank statement — Your Hungary IBAN appears in the account header of your printed or PDF bank statement, typically near the top of the first page.
  3. 3
    Online banking — Log in to your bank's website and go to "Account Details," "Account Summary," or "Profile." Most Hungary banks display the IBAN prominently in account settings.
  4. 4
    Bank branch or helpline — Call your bank's customer service or visit a branch with your ID. They can provide your full IBAN instantly.

Once you have your IBAN, use the validator above to confirm it is correctly formatted before sharing it.

Sending Money to Hungary

Hungary is a SEPA member. From any other SEPA country, you only need the recipient's IBAN — no BIC/SWIFT required. Transfers settle within 1 business day (or instantly via SEPA Instant Credit Transfer). Fees cannot exceed what your bank charges for a domestic payment.
What to provide
  • Recipient's full name
  • IBAN (28 characters, starts with HU)
Typical transfer time
0–1 day
SEPA Credit Transfer (1 day) or SEPA Instant (<10 seconds if both banks support it)

Hungary is a SEPA member but uses HUF (Hungarian Forint), not the Euro. SEPA Credit Transfers in EUR are available. Domestic Hungarian accounts use a 3-part format: bank-branch-account shown as XXXXXXXX-XXXXXXXX-XXXXXXXX.

Compare transfer services for Hungary

Specialist services typically charge significantly less than high-street banks for international transfers.

Central Bank

Magyar Nemzeti Bank

https://www.mnb.hu ↗