What is the Guatemala IBAN format?

Guatemala IBANs start with GT, followed by 2 check digits, then a 24-character BBAN encoding the bank code, branch code, and account number.

Is Guatemala in SEPA?

Guatemala is not a SEPA member. International transfer fees and timelines apply.

Guatemala IBAN Format

Q: How long is a Guatemala IBAN?

A Guatemala IBAN is 28 characters long.

28-character IBAN · GTQ Guatemalan Quetzal

A Guatemala IBAN is 28 characters long and always begins with the country code GT, followed by two check digits. The next 4 characters are the Bank Code. The remaining 20 characters identify the individual account number. The Guatemala IBAN uses the GTQ (Guatemalan Quetzal) and is not part of the SEPA zone, so international transfer fees and timelines apply.

Length

characters

Country Code

ISO 3166-1

Currency

GTQ

Guatemalan Quetzal

SEPA

Non-SEPA

Example IBAN

GT82 TRAJ 0102 0000 0012 1002 9690

GT Country

82 Check Digits

TRAJ Bank Code

01020000001210029690 Account Number

IBAN Structure

Position	Length	Field	Type	Example Value
1–2	2	Country Code	a	GT
3–4	2	Check Digits	n	82
5–8	4	Bank Code	c	TRAJ
9–28	20	Account Number	c	01020000001210029690

n = numeric only (0–9) a = alphabetic only (A–Z) c = alphanumeric (0–9, A–Z)

Validate a Guatemala IBAN

Paste a Guatemala IBAN below to check it.

Guatemala IBAN Regex Pattern

^GT\d{2}[A-Z0-9]{4}[A-Z0-9]{20}$

Pattern validates length, country code, check digit positions, and field character types. Does not verify the MOD-97 checksum (use the validator above for full validation).

PHP

$iban = strtoupper(str_replace(' ', '', $input));
if (!preg_match('/^GT\\d{2}[A-Z0-9]{4}[A-Z0-9]{20}$/', $iban)) {
    // Invalid Guatemala IBAN format
}

JavaScript

const iban = input.replace(/\s+/g, '').toUpperCase();
const pattern = /^GT\d{2}[A-Z0-9]{4}[A-Z0-9]{20}$/;
if (!pattern.test(iban)) {
  // Invalid Guatemala IBAN format
}

Python

import re
iban = input_str.replace(' ', '').upper()
pattern = r'^GT\d{2}[A-Z0-9]{4}[A-Z0-9]{20}$'
if not re.fullmatch(pattern, iban):
    # Invalid Guatemala IBAN format

These snippets check format only. For full IBAN validation including MOD-97 checksum, use a dedicated IBAN library or the validator on this page.

How to Find Your Guatemala IBAN

Guatemala accounts are traditionally identified using: Bank Code (4c) + Currency/Account Type Code (4c) + Account Number (16c). Your IBAN encodes these same components in the standardised international format.

1
Mobile banking app — Open your bank's app, navigate to account details or "Account Info." Your IBAN is usually displayed alongside your account number. Look for a field labelled "IBAN" or "International Account Number."
2
Bank statement — Your Guatemala IBAN appears in the account header of your printed or PDF bank statement, typically near the top of the first page.
3
Online banking — Log in to your bank's website and go to "Account Details," "Account Summary," or "Profile." Most Guatemala banks display the IBAN prominently in account settings.
4
Bank branch or helpline — Call your bank's customer service or visit a branch with your ID. They can provide your full IBAN instantly.

Once you have your IBAN, use the validator above to confirm it is correctly formatted before sharing it.

Sending Money to Guatemala

Guatemala is not a SEPA member. Transfers require both an IBAN and a BIC/SWIFT code. Expect 2–5 business days and a SWIFT correspondent fee (typically $10–$40 USD via a traditional bank). Using a specialist service like Wise or Revolut can significantly reduce these fees.

What to provide

Recipient's full name
IBAN (28 characters, starts with GT)
BIC / SWIFT code
Recipient's bank address (some banks)

Typical transfer time

2–5 days

Via SWIFT network. Specialist services (Wise, Revolut) are often faster and cheaper than traditional bank wires.

Guatemala adopted IBAN in 2016. Not SEPA. Always include BIC. Guatemala uses GTQ (Guatemalan Quetzal) but USD accounts are also common.

Compare transfer services for Guatemala

Specialist services typically charge significantly less than high-street banks for international transfers.

Wise — Low fees, real exchange rate ↗ Revolut — Fast transfers ↗

Central Bank

Banco de Guatemala

https://www.banguat.gob.gt ↗

← Greenland Hungary →

Quick Facts

IBAN Length: 28 chars
Country Code: GT
Currency: GTQ
SEPA: No
BBAN Format: 4c20c
IBAN Required: mandatory
Adopted: 2016