June 24, 2026

Norway IBAN Format: The Shortest IBAN in Europe

Norwegian IBANs are just 15 characters — the shortest of any IBAN country. They encode an 11-digit account number directly.

Norwegian IBAN Structure

A Norwegian IBAN is always 15 characters long — the shortest of all IBAN countries:

  • NO — country code
  • XX — 2 check digits
  • XXXX — 4-digit bank code
  • XXXXXXX — 6-digit account number + 1 check digit

Example: NO93 8601 1117 947

View the full Norway IBAN format page.

Why Is the Norwegian IBAN So Short?

Norway's domestic banking system uses an 11-digit kontonummer that encodes bank, branch, and account. The compact structure results in the shortest IBAN of any participating country — only 11 BBAN digits compared to Germany's 18 or France's 23.

Norway and SEPA

Norway is a SEPA member through the European Economic Area (EEA). It uses Norwegian krone (NOK), so SEPA rules apply only to euro-denominated payments. DNB is Norway's largest bank; Nordea and SpareBank 1 are also major players.