What is the Poland IBAN format?

Poland IBANs start with PL, followed by 2 check digits, then a 24-character BBAN encoding the bank code, branch code, and account number.

Poland is a SEPA member. Transfers from other SEPA countries are fast and low-cost.

PL SEPA Member

Poland IBAN Format

Q: How long is a Poland IBAN?

A Poland IBAN is 28 characters long.

28-character IBAN · PLN Polish Zloty · SEPA zone

A Poland IBAN is 28 characters long and always begins with the country code PL, followed by two check digits. The next 7 characters are the Bank Code. The remaining 16 characters identify the individual account number. The Poland IBAN uses the PLN (Polish Zloty) and is a <strong>SEPA member</strong>, meaning euro transfers from other SEPA countries are fast and low-cost.

Length

characters

Country Code

ISO 3166-1

Currency

PLN

Polish Zloty

SEPA

Yes

SEPA member

Example IBAN

PL61 1090 1014 0000 0712 1981 2874

PL Country

61 Check Digits

1 Check Digit

0901014 Bank Code

0000071219812874 Account Number

IBAN Structure

Position	Length	Field	Type	Example Value
1–2	2	Country Code	a	PL
3–4	2	Check Digits	n	61
5–5	1	Check Digit	n	1
6–12	7	Bank Code	n	0901014
13–28	16	Account Number	n	0000071219812874

n = numeric only (0–9) a = alphabetic only (A–Z) c = alphanumeric (0–9, A–Z)

Major Banks in Poland

Bank Name	Bank Code	BIC / SWIFT	City
Bank Millennium	15200000	BIGBPLPW	Warsaw
Bank Pekao	10300000	PKOPPLPW	Warsaw
Credit Agricole Bank Polska	11400000	AGRIPLPR	Wrocław
ING Bank Śląski	1050000	INGBPLPW	Katowice
ING Bank Śląski	10500000	INGBPLPW	Katowice
PKO Bank Polski	1020000	BPKOPLPW	Warsaw
PKO Bank Polski	10200000	BPKOPLPW	Warsaw
Santander Bank Polska	10900000	WBKPPLPP	Warsaw
Santander Bank Polska	1090000	WBKPPLPP	Warsaw
mBank	11600000	BREXPLPW	Warsaw
mBank	1160000	BREXPLPW	Warsaw

Validate a Poland IBAN

Paste a Poland IBAN below to check it.

Poland IBAN Regex Pattern

^PL\d{2}\d{1}\d{7}\d{16}$

Pattern validates length, country code, check digit positions, and field character types. Does not verify the MOD-97 checksum (use the validator above for full validation).

PHP

$iban = strtoupper(str_replace(' ', '', $input));
if (!preg_match('/^PL\\d{2}\\d{1}\\d{7}\\d{16}$/', $iban)) {
    // Invalid Poland IBAN format
}

JavaScript

const iban = input.replace(/\s+/g, '').toUpperCase();
const pattern = /^PL\d{2}\d{1}\d{7}\d{16}$/;
if (!pattern.test(iban)) {
  // Invalid Poland IBAN format
}

Python

import re
iban = input_str.replace(' ', '').upper()
pattern = r'^PL\d{2}\d{1}\d{7}\d{16}$'
if not re.fullmatch(pattern, iban):
    # Invalid Poland IBAN format

These snippets check format only. For full IBAN validation including MOD-97 checksum, use a dedicated IBAN library or the validator on this page.

How to Find Your Poland IBAN

Poland accounts are traditionally identified using: Bank Code / Numer Rozliczeniowy (8n) + Account Number (16n). Polish accounts use 26-digit NRB format: 2 check digits + 8-digit bank code + 16-digit account.. Your IBAN encodes these same components in the standardised international format.

1
Mobile banking app — Open your bank's app, navigate to account details or "Account Info." Your IBAN is usually displayed alongside your account number. Look for a field labelled "IBAN" or "International Account Number."
2
Bank statement — Your Poland IBAN appears in the account header of your printed or PDF bank statement, typically near the top of the first page.
3
Online banking — Log in to your bank's website and go to "Account Details," "Account Summary," or "Profile." Most Poland banks display the IBAN prominently in account settings.
4
Bank branch or helpline — Call your bank's customer service or visit a branch with your ID. They can provide your full IBAN instantly.

Once you have your IBAN, use the validator above to confirm it is correctly formatted before sharing it.

Sending Money to Poland

Poland is a SEPA member. From any other SEPA country, you only need the recipient's IBAN — no BIC/SWIFT required. Transfers settle within 1 business day (or instantly via SEPA Instant Credit Transfer). Fees cannot exceed what your bank charges for a domestic payment.

What to provide

Recipient's full name
IBAN (28 characters, starts with PL)

Typical transfer time

0–1 day

SEPA Credit Transfer (1 day) or SEPA Instant (<10 seconds if both banks support it)

Poland is a SEPA member but uses PLN (Polish Zloty). SEPA Credit Transfers in EUR are available. Polish accounts traditionally use the NRB (Numer Rachunku Bankowego) format which maps directly to the IBAN BBAN. The 8-digit bank code includes both bank and branch identifiers.

Compare transfer services for Poland

Specialist services typically charge significantly less than high-street banks for international transfers.

Wise — Low fees, real exchange rate ↗ Revolut — Fast transfers ↗

Central Bank

Narodowy Bank Polski

https://www.nbp.pl ↗

← Palestine Portugal →

Quick Facts

IBAN Length: 28 chars
Country Code: PL
Currency: PLN
SEPA: Yes
BBAN Format: 24n
IBAN Required: mandatory
Adopted: 2004