What is the Pakistan IBAN format?

Pakistan IBANs start with PK, followed by 2 check digits, then a 20-character BBAN encoding the bank code, branch code, and account number.

Pakistan is not a SEPA member. International transfer fees and timelines apply.

Pakistan IBAN Format

Q: How long is a Pakistan IBAN?

A Pakistan IBAN is 24 characters long.

24-character IBAN · PKR Pakistani Rupee

A Pakistan IBAN is 24 characters long and always begins with the country code PK, followed by two check digits. The next 4 characters are the Bank Code. The remaining 16 characters identify the individual account number. The Pakistan IBAN uses the PKR (Pakistani Rupee) and is not part of the SEPA zone, so international transfer fees and timelines apply.

Length

characters

Country Code

ISO 3166-1

Currency

PKR

Pakistani Rupee

SEPA

Non-SEPA

Example IBAN

PK36 SCBL 0000 0011 2345 6702

PK Country

36 Check Digits

SCBL Bank Code

0000001123456702 Account Number

IBAN Structure

Position	Length	Field	Type	Example Value
1–2	2	Country Code	a	PK
3–4	2	Check Digits	n	36
5–8	4	Bank Code	a	SCBL
9–24	16	Account Number	n	0000001123456702

n = numeric only (0–9) a = alphabetic only (A–Z) c = alphanumeric (0–9, A–Z)

Validate a Pakistan IBAN

Paste a Pakistan IBAN below to check it.

Pakistan IBAN Regex Pattern

^PK\d{2}[A-Z]{4}\d{16}$

Pattern validates length, country code, check digit positions, and field character types. Does not verify the MOD-97 checksum (use the validator above for full validation).

PHP

$iban = strtoupper(str_replace(' ', '', $input));
if (!preg_match('/^PK\\d{2}[A-Z]{4}\\d{16}$/', $iban)) {
    // Invalid Pakistan IBAN format
}

JavaScript

const iban = input.replace(/\s+/g, '').toUpperCase();
const pattern = /^PK\d{2}[A-Z]{4}\d{16}$/;
if (!pattern.test(iban)) {
  // Invalid Pakistan IBAN format
}

Python

import re
iban = input_str.replace(' ', '').upper()
pattern = r'^PK\d{2}[A-Z]{4}\d{16}$'
if not re.fullmatch(pattern, iban):
    # Invalid Pakistan IBAN format

These snippets check format only. For full IBAN validation including MOD-97 checksum, use a dedicated IBAN library or the validator on this page.

How to Find Your Pakistan IBAN

Pakistan accounts are traditionally identified using: Bank Code (4a) + Account Number (16n). Your IBAN encodes these same components in the standardised international format.

1
Mobile banking app — Open your bank's app, navigate to account details or "Account Info." Your IBAN is usually displayed alongside your account number. Look for a field labelled "IBAN" or "International Account Number."
2
Bank statement — Your Pakistan IBAN appears in the account header of your printed or PDF bank statement, typically near the top of the first page.
3
Online banking — Log in to your bank's website and go to "Account Details," "Account Summary," or "Profile." Most Pakistan banks display the IBAN prominently in account settings.
4
Bank branch or helpline — Call your bank's customer service or visit a branch with your ID. They can provide your full IBAN instantly.

Once you have your IBAN, use the validator above to confirm it is correctly formatted before sharing it.

Sending Money to Pakistan

Pakistan is not a SEPA member. Transfers require both an IBAN and a BIC/SWIFT code. Expect 2–5 business days and a SWIFT correspondent fee (typically $10–$40 USD via a traditional bank). Using a specialist service like Wise or Revolut can significantly reduce these fees.

What to provide

Recipient's full name
IBAN (24 characters, starts with PK)
BIC / SWIFT code
Recipient's bank address (some banks)

Typical transfer time

2–5 days

Via SWIFT network. Specialist services (Wise, Revolut) are often faster and cheaper than traditional bank wires.

Pakistan adopted IBAN in 2012. Not SEPA. Always include BIC. Pakistan uses PKR (Pakistani Rupee). The State Bank of Pakistan mandates IBAN for all domestic and international transfers.

Compare transfer services for Pakistan

Specialist services typically charge significantly less than high-street banks for international transfers.

Wise — Low fees, real exchange rate ↗ Revolut — Fast transfers ↗

Central Bank

State Bank of Pakistan

https://www.sbp.org.pk ↗

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Quick Facts

IBAN Length: 24 chars
Country Code: PK
Currency: PKR
SEPA: No
BBAN Format: 4a16n
IBAN Required: mandatory
Adopted: 2012