What is the Costa Rica IBAN format?

Costa Rica IBANs start with CR, followed by 2 check digits, then a 18-character BBAN encoding the bank code, branch code, and account number.

Is Costa Rica in SEPA?

Costa Rica is not a SEPA member. International transfer fees and timelines apply.

Costa Rica IBAN Format

Q: How long is a Costa Rica IBAN?

A Costa Rica IBAN is 22 characters long.

22-character IBAN · CRC Costa Rican Colón

A Costa Rica IBAN is 22 characters long and always begins with the country code CR, followed by two check digits. The next 4 characters are the Bank Code. The remaining 14 characters identify the individual account number. The Costa Rica IBAN uses the CRC (Costa Rican Colón) and is not part of the SEPA zone, so international transfer fees and timelines apply.

Length

characters

Country Code

ISO 3166-1

Currency

CRC

Costa Rican Colón

SEPA

Non-SEPA

Example IBAN

CR05 0152 0200 1026 2840 66

CR Country

05 Check Digits

0152 Bank Code

02001026284066 Account Number

IBAN Structure

Position	Length	Field	Type	Example Value
1–2	2	Country Code	a	CR
3–4	2	Check Digits	n	05
5–8	4	Bank Code	n	0152
9–22	14	Account Number	n	02001026284066

n = numeric only (0–9) a = alphabetic only (A–Z) c = alphanumeric (0–9, A–Z)

Validate a Costa Rica IBAN

Paste a Costa Rica IBAN below to check it.

Costa Rica IBAN Regex Pattern

^CR\d{2}\d{4}\d{14}$

Pattern validates length, country code, check digit positions, and field character types. Does not verify the MOD-97 checksum (use the validator above for full validation).

PHP

$iban = strtoupper(str_replace(' ', '', $input));
if (!preg_match('/^CR\\d{2}\\d{4}\\d{14}$/', $iban)) {
    // Invalid Costa Rica IBAN format
}

JavaScript

const iban = input.replace(/\s+/g, '').toUpperCase();
const pattern = /^CR\d{2}\d{4}\d{14}$/;
if (!pattern.test(iban)) {
  // Invalid Costa Rica IBAN format
}

Python

import re
iban = input_str.replace(' ', '').upper()
pattern = r'^CR\d{2}\d{4}\d{14}$'
if not re.fullmatch(pattern, iban):
    # Invalid Costa Rica IBAN format

These snippets check format only. For full IBAN validation including MOD-97 checksum, use a dedicated IBAN library or the validator on this page.

How to Find Your Costa Rica IBAN

Costa Rica accounts are traditionally identified using: Bank Code (4n) + Account Number (14n). Your IBAN encodes these same components in the standardised international format.

1
Mobile banking app — Open your bank's app, navigate to account details or "Account Info." Your IBAN is usually displayed alongside your account number. Look for a field labelled "IBAN" or "International Account Number."
2
Bank statement — Your Costa Rica IBAN appears in the account header of your printed or PDF bank statement, typically near the top of the first page.
3
Online banking — Log in to your bank's website and go to "Account Details," "Account Summary," or "Profile." Most Costa Rica banks display the IBAN prominently in account settings.
4
Bank branch or helpline — Call your bank's customer service or visit a branch with your ID. They can provide your full IBAN instantly.

Once you have your IBAN, use the validator above to confirm it is correctly formatted before sharing it.

Sending Money to Costa Rica

Costa Rica is not a SEPA member. Transfers require both an IBAN and a BIC/SWIFT code. Expect 2–5 business days and a SWIFT correspondent fee (typically $10–$40 USD via a traditional bank). Using a specialist service like Wise or Revolut can significantly reduce these fees.

What to provide

Recipient's full name
IBAN (22 characters, starts with CR)
BIC / SWIFT code
Recipient's bank address (some banks)

Typical transfer time

2–5 days

Via SWIFT network. Specialist services (Wise, Revolut) are often faster and cheaper than traditional bank wires.

Costa Rica adopted IBAN in 2011 for domestic and international transfers. Not SEPA. Include BIC for international transfers. The IBAN is used alongside the traditional SINPE account number system.

Compare transfer services for Costa Rica

Specialist services typically charge significantly less than high-street banks for international transfers.

Wise — Low fees, real exchange rate ↗ Revolut — Fast transfers ↗

Central Bank

Banco Central de Costa Rica

https://www.bccr.fi.cr ↗

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Quick Facts

IBAN Length: 22 chars
Country Code: CR
Currency: CRC
SEPA: No
BBAN Format: 18n
IBAN Required: mandatory
Adopted: 2011